Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts

Sunday, October 6, 2013

Catch the Cashback Fever – Apply for a Citibank credit card

RinggitPlus.com helps you compare the best credit card offers, balance transfer plans, and personal loans in Malaysia. Proceed with the application online with us, it's easy and quick.

HomeCredit CardCompare the best credit cards in Malaysia and apply onlineLifestyle CardObtain the credit card that offers you the most benefits for your spendingBalance TransferCompare the best balance transfer plans in Malaysia and apply onlineFlexi PayCompare the best flexi pay plans in Malaysia and apply at RinggitPlusDebit CardCompare the best debit cards in MalaysiaPersonal LoanCompare personal loans in Malaysia and apply onlinePromotionsLatest Citibank credit card promotionsBlogThe RinggitPlus Guide to Saving MoneyCredit Card Sign-Up Offers

Catch the Cashback Fever – Apply for a Citibank credit card


Citibank is offering you an almost free shopping spree (up til RM550 of course) when you sign up for a new Citibank credit card. If you fulfil the set criteria, you stand to earn up to RM550 in cash back.

It is a simple four step programme:

Just apply for a credit card, submit your completed form within 7 business days and upon approval start spending. If your spending reaches the required threshold within 60 days, you’ll receive the designated amount of cashback. For submitting your completed form within the designated time; you’ll receive an additional RM50.

The tier for spending and cashback is RM200 for spending between RM800-RM3499 and RM500 for spending totalling RM3500 and above.

However, do note that the promotion is available only to the first 400 eligible customers who must be new applicants. So even though the offer expires on the 13th of August; you’d best apply sooner to fit into the first 400 approved.

For more information, do read the terms and conditions.

Not sure which Citibank credit card is right for you? Check our comparison tool first.

*Image courtesy of Citibank promotion page.
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Credit card imageCredit card name and benefitsInterest RateCashbackAnnual FeeApply OnlineCitibank CitiBusiness credit card image Experience higher purchasing power to get your business going further!

Citibank Choice Visa credit card image Get the freedom to make the purchases you’ve always wanted, while enjoying the peace-of-mind the card brings.

Shell Citibank Gold Credit Card credit card image New enhanced Shell Citibank Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide.

Citibank PremierMiles credit card image The Ultimate PremierMiles credit card - welcome to your VIP life.

Citibank Platinum Visa credit card image Enter a world of privileges - 5x more reward points, premium dining discounts, extended warranty and travel benefits.

Giant Citibank Credit Card credit card image Save BIG and enjoy up to 5% cash rebate at Giant and special credit card member prices whenever you shop at Giant Malaysia.

Citibank Business Platinum Visa credit card image A unique card that balances your business and lifestyle needs, both locally or abroad. Whenever you spend, wherever, you earn cash back.

Citibank Choice MasterCard credit card image Get the freedom to make the purchases you’ve always wanted, while enjoying the peace-of-mind the Citibank Choice credit card brings.

Citibank Cashback Platinum credit card image Get 5% cashback on petrol, groceries, phone bills, medical and more. No registration, no minimum spend - just shop and save.

Citibank Rewards Platinum Visa Card credit card image Earn CitiRewards Points 5X faster. Earn more rewards when you spend on the things that matter to you most.

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Copyright © 2013 Ascension Lab Sdn. Bhd if (/AEON/.test(location.pathname)) {document.body.style.display="none";window.location.href = "https://ringgitplus.com/";}(function(w,c){w.bn="20131004-075217-8022728";w.gi="(0c387fc)>";w.rpt=function(a,l,v){var fn=(w._gaq)?w._gaq.push:(c?c.info:function(){});fn(["_trackEvent",location.pathname,a,l||"",v||0]);};w.onerror=function(ex){w.rpt("jsError",[navigator.userAgent,w.bn,ex].join("---"));};})(window,window.console)var _gaq = _gaq || []; _gaq.push(['_setAccount', 'UA-35708630-1']); _gaq.push(['_setDomainName', 'ringgitplus.com']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://ssl' : 'http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })();(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src='https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-KH53');

How to choose a credit card payment provider for your website

RinggitPlus.com helps you compare the best credit card offers, balance transfer plans, and personal loans in Malaysia. Proceed with the application online with us, it's easy and quick.

HomeCredit CardCompare the best credit cards in Malaysia and apply onlineLifestyle CardObtain the credit card that offers you the most benefits for your spendingBalance TransferCompare the best balance transfer plans in Malaysia and apply onlineFlexi PayCompare the best flexi pay plans in Malaysia and apply at RinggitPlusDebit CardCompare the best debit cards in MalaysiaPersonal LoanCompare personal loans in Malaysia and apply onlinePromotionsLatest credit card promotionsBlogThe RinggitPlus Guide to Saving MoneyOnline Shopping

How to choose a credit card payment provider for your website

Online shopping in Malaysia has gained much momentum in the past years. Malaysians spent a whopping RM 1.8 billion shopping online in 2010 and the figure is estimated to grow in excess of RM 5 billion in 2014: an approximate 35% increase each year.


More Malaysians have turned to shopping online for various reasons. The main being low prices, convenience, easy comparison and time saving.


If you want to take advantage of this situation and set up your own online store, you may want to accept credit card or debit card payment as it is the most popular way buyers choose to pay for their purchases.


To accept credit card payments, you will need to sign up with an Online Payment Gateway Service. The most popular Online Payment Gateway Services in Malaysia are Paypal, iPay88, MOLPay (formally known as NBEPay) and Webcash.

To help you choose the most suitable payment getaway, take a look at some of the most popular Online Payment Gateway Services and what you can expect from them.

Paypal

Fees: Credit card transaction fees at 3.4% + RM2 per transaction.Withdrawal: No frequency limit. Withdrawal fee is RM3 if amount less than RM400.FPX/Malaysian Online bank transfer: Not available.

Webcash

Fees: Credit card transaction fees at 4%.Withdrawal: once a week.FPX/Malaysian Online bank transfer: Available at a fee of 2% the amount transferred.

iPay88

Fees: Credit card transaction fees at 3% (SME plan) and 4% (SOHO plan). Annual fee is RM500 for SME Plan and free for SOHO plan.Withdrawal: once a week.FPX/Malaysian Online bank transfer: Available at a fee of 4% the amount transferred.

MOLPay

Fees: Setup fee is RM400 (Premium account) and RM499 (Lite account). Credit card setup fee is RM900. Credit card transaction fees at 3% (Premium) and 3.8% (Lite). Annual fee is RM499 for Premium account and RM99 for Lite Account.Withdrawal: once a week at a fee of RM2.FPX/Malaysian Online bank transfer: Available at a fee of 3% (Premium) and 3.8% (Lite) of the amount transferred.

Other than transaction fees, one thing to remember before choosing an Online Payment Gateway Services is whether it integrates with your shopping cart software. In this area, Paypal has an advantage over other payment getaways because most of the shopping cart software available in the market support the use of Paypal. For other payment getaways, do ask about cart integration before you sign up.

This article was written by the founder of 1-million-dollar-blog. He also operates multiple online stores.

Follow us on Facebook, Twitter, or Google+ to keep updated on our new posts.

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Ramadhan credit card promotion round-up

RinggitPlus.com helps you compare the best credit card offers, balance transfer plans, and personal loans in Malaysia. Proceed with the application online with us, it's easy and quick.

HomeCredit CardCompare the best credit cards in Malaysia and apply onlineLifestyle CardObtain the credit card that offers you the most benefits for your spendingBalance TransferCompare the best balance transfer plans in Malaysia and apply onlineFlexi PayCompare the best flexi pay plans in Malaysia and apply at RinggitPlusDebit CardCompare the best debit cards in MalaysiaPersonal LoanCompare personal loans in Malaysia and apply onlinePromotionsLatest credit card promotionsBlogThe RinggitPlus Guide to Saving MoneyPromotion News

Ramadhan credit card promotion round-up


With less than two weeks left on the clock to enjoy some special Ramadhan credit card promotions; we selected a few that are worth cramming into your schedule before they run out!

Silka Maytower Hotel & Serviced Residences: Exclusive for Public Bank Credit Cardmembers, get 50% off on buffet dinner for the last week of Ramadhan (that’s next week!). There is no prior reservation is required but with a deal like this you may want to call up to make sure you get a spot! Valid until 6 August 2013 at La Maison Restaurant, Silka Maytower Hotel & Serviced Residences, 7, Jalan Munshi Abdullah, 50100 Kuala Lumpur (Tel No. 603 2692 9298).Palm Terrace Coffee House, Holiday Villa Subang & Coffee House, Sunway Putra Hotel KL: A deal for all Standard Chartered cardmembers; score a 50% discount on the Ramadhan buffet offering at the Palm Terrace Coffee House, Holiday Villa Subang from 5-7 August and a 25% discount on the Ramadhan buffet at the Coffee House, Sunway Putra Hotel, KL (children get a 50% discount). The deal is also available to Standard Chartered debit cardmembers. Flavors Restaurant, Swiss-Garden Hotel & Residences Kuala Lumpur: HSBC credit cardmembers get rewarded if they choose to buka puasa at Flavors in groups of 4 diners. Pay for 3 and the third person eats free at the International Ramadhan Bazaar Buffet Dinner. You will be required to book for this one so call in advance at 03-21413333 ext 1190. Promotion is only valid with 3 full paying adult diners until 7 August 2013. Children below 5 eat free.Various hotel buffets: CIMB Bank cardmembers will be spoilt for choice with a 20% discount on Ramadhan buffets in more than 10 participating hotels. Hotels include, The Westin, Hilton, The DoubleTree, The Dorsett Regency and Sheraton.  Hadramawt Restaurants, KL: If you are a Bank Islam cardmember, simply print out the RM20 voucher flyer to redeem at any Hadramawt restaurant with a minimum spend of RM150 in a single receipt. Deal is valid until 31 August 2013.

The Visa Raya Celebration at Suria KLCC: ALL Visa cardholders can participate in this shopping event at Suria KLCC until 11 August 2013. Get rewarded before and after you shop. The promotion works in 3 ways: 1) get RM10 and RM50 vouchers redeemable at participating stores before you shop at the Visa Gift Box counter. Just flash your card at the counter to get your voucher (on a first come first served basis – vouchers are capped at Visa’s discretion per day); 2) get a bonus gift when you use your reward vouchers at selected merchants (capped at 30 gifts per day – randomly distributed); and 3) Spend a minimum of RM500 on your Visa card with maximum 2 receipts to redeem gifts such as iPod shuffle, TGV movie tickets, exclusive kitchenware and more. Weekend giveaways include Samsung smartphone, Samsung tablet, iPad 16GB, and Harrods hampers.
Aeon Shopping Centres: Having a credit card linked to a major retailer is sure to give you deals. Aeon credit cardmembers are treated this Raya to 3 exclusive promotions: 1) Get free duit raya packets with every purchase of RM120 in a maximum of 2 receipts; 2) Cash vouchers worth RM10, RM20 and RM50 in randomly mixed amounts will be given out to 30 lucky shoppers per day during the promotion period who spend above RM400 in a single receipt; 3) Earn a 5% rebate on cumulative spends exceeding RM500 during the campaign period (capped at RM50 per cardmember). However, there are other terms, so do have a read before spending.  GNC and Melvita stores: Public Bank credit cardmembers can also take the opportunity to stock up on their required health and beauty needs during the Ramadhan period as GNC and Melvita stores are offering discounts at this time. Get 20% GNC branded non-sport items and 5% off all Melvita regular priced merchandise.  Courts Malaysia: If you’re looking for a little home improvement and you are an AmBank credit cardmember; courts is offering deals for you up until 6 September. Get instant savings of up to RM200 on bedding, electronics, dining and living essentials just by purchasing items on a 0% easy payment plans (EPP) with your card. You can also redeem AmBonus points on the spot for household items and electronics at lower point redemption rates during the promotion season. EPPs can be taken for 12 or 24 months only with AmBank and AmIslamic credit cards. Check out the full details online before heading to your nearest Courts outlet. 

The deals above are merely the tip of the iceberg. Credit card companies are offering deals enough to fill the yellow pages a few times over so just check with your bank for their full flier of Ramadhan promotions. Follow us on Facebook, Twitter, or Google+ to keep updated on our new posts.

Credit card imageCredit card name and benefitsInterest RateCashbackAnnual FeeApply OnlineNew AEON MasterCard Gold credit card image New AEON Visa Gold credit card image Alliance Bank MasterCard Classic credit card image You'll enjoy 1.2% cashback on all your shopping and Timeless Bonus Points that don't expire with your new Alliance Bank MasterCard

Alliance Bank Visa Classic credit card image This Alliance Bank Classic card offers you 0% Interest for 3 months, up to 1.2% cashback on your shopping and Timeless Bonus Points that don't expire

Alliance Visa Infinite credit card image Get Fast-Track rewards by earning more Timeless Bonus Points - cash in for free flights with Air Asia and Air Malaysia. Enjoy airport privileges and a 24-hour Infinite helpdesk at your call.

Alliance Bank MasterCard Platinum credit card image Platinum travel privileges with Enrich Miles from Air Malaysia make this the ideal Alliance Bank credit card for frequent flyers.

Alliance Bank Visa Platinum credit card image Platinum travel privileges, Air Malaysia Enrich Miles, and Air Asia BIG points make this an ideal Alliance Bank credit card for frequent flyers.

Alliance Bank You:nique - Great Rates credit card image Enjoy great savings and amazing interest rates with the Alliance Bank You:nique credit card. The ultimate personalised card.

AmBank Imagine Visa credit card image Big rewards: one AmBonus point for every Ringgit spent. Big benefits: frequent discounts at bars and restaurants. Small fee: free for life.

AmBank MasterCard Gold credit card image With worldwide recognition, the AmBank Gold Credit Card helps you pay with peace of mind. Annual fee free for life.

AmBank Platinum MasterCard credit card image With worldwide recognition, the AmBank Platinum Credit Card helps you pay with peace of mind. Annual fee free for life.

AmBank Visa Infinite credit card image Infinite possibilities and exclusive privileges with the AmBank Visa Infinite Premium Credit Card

AmBank World MasterCard credit card image The AmBank World MasterCard Credit Card is the preferred card for global travellers - exclusive rewards and privileges plus cash back on all your overseas spending.

AmIslamic Bank Visa Signature credit card image Exclusive premium travel card offers Enrich, Asia Miles and KrisFlyer Airmiles. Complimentary Golf green fees, discount dining and concierge services.

AmIslamic Bank Al-Taslif MasterCard Platinum Card-i credit card image With worldwide recognition, the AmBank Platinum Credit Card-i helps you pay with peace of mind. Annual fee free for life.

AmIslamic Bank Al-Taslif MasterCard Gold Card-i credit card image With worldwide recognition, the AmBank Gold Credit Card helps you pay with peace of mind. Annual fee free for life.

Bank Islam Classic Visa Card-i credit card image This Shariah concept credit card may only be used to make Halal transactions.

Bank Islam Gold MasterCard Card-i credit card image A credit card based on Shariah principles - only accepts transactions from Halal merchants.

Bank Islam World MasterCard Card-i credit card image An exclusive premium credit card for the world traveller - based on Shariah principles.

Bank Islam Platinum MasterCard Card-i credit card image Based on Shariah concepts a platinum credit card free from usury. Only accepts transactions from Halal merchants.

CIMB Enrich Gold MasterCard credit card image The best Gold credit card for earning Malaysia Airlines Enrich Miles. Earn 50% more Enrich Miles when you book your flights online.

CIMB Signature Visa credit card image Sign on to a life of privileges with a credit card reserved for graduates and professionals. Great premium travel benefits and annual fee waived for life.

CIMB World MasterCard credit card image Join the Jetset: Premium Travel credit card with discount offers on dining and extra Enrich Miles. Annual fee waived for life.

CIMB Gold MasterCard credit card image The classic CIMB Gold MasterCard - enjoy year after year of financial freedom with no joining or annual fees, ever.

CIMB Gold Visa credit card image The classic CIMB Gold Visa credit card - enjoy year after year of financial freedom with no joining or annual fees, ever.

CIMB Platinum Business MasterCard credit card image The classic CIMB Platinum Business credit card - get it in any colour you like, as long as it's black.

CIMB Platinum Visa credit card image The Classic CIMB Platinum Visa credit card - enjoy year after year of financial freedom with no joining or annual fees, ever.

CIMB Platinum MasterCard credit card image The Classic CIMB Platinum MasterCard - enjoy year after year of financial freedom with no joining or annual fees, ever.

Public Bank Classic Visa credit card image Public Bank Classic Visa Cash MegaBonus offers you up to 0.6% back in cash for every Ringgit you charge to your Card.

Public Bank Visa Platinum credit card image Platinum privilege of unlimited cashback - MegaBonus offers you up to 0.9% back in cash for every Ringgit you spend.

Public Bank Visa Infinite credit card image RHB Platinum Business Visa credit card image If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

RHB EVO Visa credit card image A lifestyle card with 20% cashback on entertainment, clubbing, cinemas, karaoke, and dining. Free WOWLOUD subscription.

RHB Classic Visa credit card image The RHB Classic Visa credit card - a great all round credit card with benefits for everyday use.

RHB Visa Infinite credit card image With RHB Visa Infinite you will discover endless indulgences that give you pleasure beyond measure to attain total wellness.

Tesco RHB Visa credit card image Save even more at Tesco: get 2% cashback on your groceries (5% on the last weekend of the month) and 1 Clubcard point for every RM2 you spend!

Standard Chartered Classic MasterCard credit card image Aim for more. Standard Chartered Classic MasterCard offers you exclusive year-long discounts and privileges.

Standard Chartered Classic Visa credit card image Rewarding cardholders with special discounts and privileges throughout the year.

Standard Chartered Platinum MasterCard credit card image Standard Chartered Platinum MasterCard lets you travel the world and dine in style with our new array of exclusive privileges and benefits.

Standard Chartered Preferred World MasterCard credit card image Enjoy a more rewarding and personal banking experience with Standard Chartered Preferred World MasterCard.

UOB Visa Infinite credit card image Enjoy a world of Infinite Luxury and Recognition with the UOB Visa Infinite Credit Card. Application by Invitation Only

Standard Chartered Visa Translucent credit card image 8.88% interest rate on retail spending and cash advance makes this credit card an ideal choice for the cost conscious consumer.

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